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When the transaction service launches, an authorised payment partner may hold funds until the displayed release conditions are met, as described in our Refund & Cancellation Policy. Identity and transaction checks are planned, but no online transaction can be described as risk-free.

The cardholder uses their own eligible bank card to complete the buyer's purchase and earns a commission on the shared discount, credited to their QwickPe wallet. Any bank reward points earned are subject to the cardholder's own bank terms. Commission rates and eligibility may vary by transaction.

QwickPe is a technology marketplace available on Android — not a bank, lender, or e-commerce seller. Users must comply with applicable law and the terms of their card issuer and marketplace. Cardholders are responsible for confirming that a proposed transaction is permitted. Please review our Terms of Service for full details.

Matching and purchase time varies with availability, eligibility checks, user response, the Merchant and network conditions. The timer and current status shown in the app are the best source for a specific deal.

Any minimum or maximum order value is shown before a request is submitted. Savings depend on the specific live issuer and marketplace offer and are not guaranteed.

When available, a payment partner may hold transaction funds until the displayed release conditions are met. If delivery fails, the wrong product arrives, or another issue occurs, you can raise a dispute for review. Refunds follow our Refund & Cancellation Policy and may depend on the marketplace, payment provider and issuing bank.